Berar Finance Limited
₹ 435▲0.00%(0.00)
About the company
Founded in 1990, Berar Finance Limited (BFL) is a well-established Non-Banking Financial Company (NBFC) with a strong presence across Central and Western India. Headquartered in Nagpur, the company has built a trusted reputation by providing accessible and customer-focused financial solutions through a network of more than 100 branches spread across Maharashtra, Chhattisgarh, Madhya Pradesh, Telangana, Gujarat, and Karnataka.
Promoted by Mr. M. G. Jawanjar, Berar Finance Limited primarily focuses on vehicle financing and has steadily expanded its product portfolio to meet the evolving financial needs of individuals and small businesses. Its offerings include two-wheeler loans, vehicle refinance, used car loans, personal loans, demand loans, and loans against property. By providing flexible financing options and efficient loan processing, the company aims to make credit more accessible for customers across both urban and semi-urban markets.
Fundamentals
Valuation
- 52 week high
- ₹435
- 52 week low
- ₹435
- P/B ratio
- 1.28
- ROE (%)
- 7.21%
- Book value
- ₹339.37
- Face value
- ₹10
- Valuation
- —
Registry
- ISIN number
- INE998Y01017
Figures in cr ·
Financials
| P&L Statement | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| PAT | 17 | 22 | 32 | 36 |
| EPS | 13.79 | 17.84 | 25.95 | 24.79 |
| Gross NPA(%) | 4.7 | 2.81 | 4.43 | 3.72 |
| Net NPA(%) | 3 | 2.81 | 2.89 | 2.32 |
| Interest earned | 206 | 229 | 267 | 324 |
| Interest expended | 100 | 104 | 130 | 156 |
| Other income | 12 | 22 | 28 | 34 |
| Operating expenses | 66 | 79 | 92 | 111 |
| Provisions & contingence | 31 | 39 | 31 | 41 |
Shareholding Pattern
Leadership
Frequently asked questions
Common questions on Berar Finance Limited—tap a row to read the answer.
Q.1What are Berar Finance Limited unlisted shares?
Berar Finance Limited unlisted shares are equity shares of the company that are not listed or traded on recognized stock exchanges such as the NSE or BSE. These shares are bought and sold through private, off-market transactions between investors. Their value is typically influenced by the company's financial performance, business outlook, investor demand, and overall market sentiment.
Q.2How can I buy Berar Finance Limited unlisted shares?
To invest in Berar Finance Limited unlisted shares, you need an active Demat account and completed KYC documentation. Once you agree on the price and quantity with the seller, the shares are transferred to your Demat account through an off-market transaction after successful payment and verification. It's advisable to ensure all documentation is complete before proceeding with the transaction.
Q.3Can I sell my Berar Finance Limited unlisted shares whenever I want?
Yes, you can sell your Berar Finance Limited unlisted shares whenever you find a willing buyer. Since these shares are not traded on a stock exchange, liquidity depends on market demand and buyer availability. After both parties agree on the transaction, the shares are transferred through the Demat system, and the payment is completed as per the agreed terms.
Q.4Is investing in Berar Finance Limited unlisted shares legal in India?
Yes. Investing in Berar Finance Limited unlisted shares is completely legal in India, provided the transaction complies with applicable regulatory guidelines. Investors should ensure that shares are transferred through a valid Demat account and that all KYC and documentation requirements are fulfilled.
Q.5What documents are required to purchase Berar Finance Limited unlisted shares?
Typically, you'll need a PAN card, Aadhaar or another valid identity proof, an active Demat account, and a Client Master Report (CMR). Depending on the nature of the transaction, additional documents may be requested to comply with regulatory requirements and facilitate a smooth transfer of shares.
Q.6Is there any lock-in period for Berar Finance Limited unlisted shares?
Generally, there is no lock-in period for buying or selling unlisted shares through private transactions. However, if Berar Finance Limited decides to launch an IPO in the future, certain shareholders may become subject to SEBI-prescribed lock-in requirements after listing. Investors should review the applicable regulations at that time.
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