Retirement Calculator
Estimate your retirement corpus from current savings and ongoing monthly investments.
year
year
%
Results
Savings growth
₹1,14,46,148
SIP growth
₹4,24,53,418
Retirement corpus
₹5,38,99,566
From savings
₹1,14,46,148
21.2%
From SIP
₹4,24,53,418
78.8%
Frequently asked questions
Q.1What does this calculator estimate?
It combines the future value of your current savings and future monthly investments, both grown at your assumed return, until your target retirement age.
Q.2Does it adjust for inflation?
No. The output is a nominal corpus. For planning, consider whether your return assumption is post-inflation or add a separate inflation buffer.
Q.3How much corpus do I need to retire?
That depends on monthly expenses, life expectancy, healthcare costs, and other income. Use this tool as a starting point and consult a financial planner.
Q.4Should I include EPF or NPS balances?
Yes — add existing retirement balances into “Current savings” for a more complete picture.