SWP Calculator
See how long your corpus may last with regular monthly withdrawals at an assumed growth rate.
%
year
Results
Total withdrawn
₹72,00,000
Remaining corpus
₹26,93,079
Months sustained
180 mo
Withdrawn
₹72,00,000
72.8%
Remaining
₹26,93,079
27.2%
Frequently asked questions
Q.1What is a Systematic Withdrawal Plan (SWP)?
An SWP lets you withdraw a fixed amount from your mutual fund corpus at regular intervals while the balance continues to stay invested.
Q.2What if my corpus runs out early?
If withdrawals and market performance erode the corpus before your chosen duration ends, the calculator reflects early depletion. Consider lowering withdrawals or extending the horizon.
Q.3How is return applied?
The corpus grows monthly at your assumed annual return (compounded monthly), then the withdrawal is deducted each month.
Q.4Does SWP consider tax on withdrawals?
No. Capital gains tax on redemptions is not modelled. Tax treatment depends on holding period and fund type.